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Privacy Policy

CORPUS FINSERVE CONSULTANTS PRIVATE LIMITED (hereinafter, “Meteor Rupee” or “we”) maintains this website, i.e., https://meteorrupee.com (hereinafter, “Site”). By availing of any service / credit facility being provided by Meteor Rupee directly or indirectly including by utilizing the Site (collectively, “Services”), you have agreed to each and all of the terms and conditions of this privacy policy (hereinafter, “Privacy Policy”) as set forth below and waive any right to claim ambiguity or error in the same.

This Privacy Policy seeks to help you understand:

The type of personal or sensitive personal data or information collected by Meteor Rupee.

The purpose of collection of personal information, the manner of collection, storage and use of such information.

The parties to whom such personal information is disclosed.

The security practices and procedures and management of personal information adopted by us to protect your personal information collected by us.

It is important that you read the Privacy Policy carefully because anytime you avail our Services or use/view the Site, you consent to the terms and conditions described in this Privacy Policy.

Meteor Rupee is a digital fintech marketplace that has partnered with verified lenders to facilitate their lending operations. Meteor Rupee helps its users connect with these verified lenders, thereby enabling you to avail the products offered by the lending partners.

With your explicit consent, we collect the following information from you to process your loan application:

Personal information

We collect personal details, including but not limited to your phone number, email, full name, gender, date of birth, address, occupation and income and other personal information that will help us assess your loan eligibility and prevent fraudulent activities. This data will be securely uploaded to our server and deleted after the assessment of your loan eligibility is completed.

SMS Data Collection

To process your loan application effectively, we need to collect and analyze your SMS data, which includes transactional information. This data is critical for accurately assessing your creditworthiness and risk profile, enabling us to provide you with financial services through our regulated platform partners. With your consent, this data is securely uploaded to our servers and deleted after the risk assessment is finalized.

Installed Apps Data Collection

We collect information about the apps installed on your device to assess your creditworthiness. This data helps us understand your usage patterns and detect potential fraudulent activities.

Device Information Collection

We collect information about your device, including device model, operating system, and unique identifiers, to ensure compatibility with our app and maintain security.We will only retain your information for as long as is required by applicable law and necessary to fulfill the purpose for which the information was collected and used. If you wish your data to be deleted immediately, you can contact us by email.

Location

To ensure smooth processing of your application and to make sure our services are accessible in your vicinity, we use location tracking. Rest assured, we only access your location when you're actively using the app, not when it's running in the background. Your privacy and security are of utmost importance to us.

Data Security

Personal information collected from users is securely stored by Meteor Rupee in servers located in India. We use reasonable safeguards to maintain the authenticity and security of the information collected to prevent loss, theft, unauthorized access, disclosure, copying, use or modification. To achieve the above goals, we use reasonable security measures and procedures to protect your information in accordance with applicable laws. However, you understand and accept that we cannot guarantee that data transmission over the Internet is completely secure, and any information you transmit to us is at your own risk. We are not responsible for any information disclosure caused by transmission errors, unauthorized third-party access to our platform and databases, other third-party actions or acts or omissions beyond our reasonable control, and you will not be entitled to hold Meteor Rupee responsible for any security breaches.

Minor's Privacy

We do not knowingly collect personal information from minor children. If we learn that we have collected personal information from a child who is in the minor category, we will delete that information from our database unless we have authorisation from the guardian of such minor.

This Privacy Policy provides a general statement of the ways in which Meteor Rupee aims to protect your information. Meteor Rupee may, however, in connection with specific products or Services offered by it, amend statements to this Privacy Policy or supplement this policy with another.

We may also occasionally update this Privacy Policy to reflect changes in our practices concerning the collection and use of your information. As a result, we encourage you to review the Privacy Policy before accessing the Site or otherwise furnishing data to Meteor Rupee or availing our Services. We reserve the right to change or update this Privacy Policy and you are suggested to regularly review the Privacy Policy.

User Rights

As a user of Meteor Rupee, you have specific rights regarding your personal data, which we are committed to respecting:

Right to Access: You can request a copy of the personal data we hold about you, along with details on how we use it.

Right to Rectification: lf any of your information is incorrect or incomplete, you have the right to request corrections.

Right to Erasure: You can request the deletion of your personal data when it is no longel necessary for the purposes for which it was collected, or if you withdraw your consent. This right is subject to certain legal exceptions.

Right to Restrict Processing: You may request that we limit the processing of your personal data under certain circumstances, such as if you contest the accuracy of the data or if the processing is unlawful. Right to Data Portability: You have the right to obtain your personal data in a structured commonly used,and machine-readable format, and to transfer it to another data controller where technically feasible.

Right to Object: You can object to the processing of your personal data for direct marketing or any other purpose where you feel it impacts your rights and freedoms.

Right to Withdraw Consent: lf we process your data based on your consent, you have the right to withdraw that consent at any time.which will not affect the lawfulness of processing based on consent before its withdraw.

If you have any concerns or complaints, please contact our Ombudsman by email and we will research the matter and take any action we deem appropriate under the law.